Home Loans By Nicole Newton

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Archives: Loan

Helps moderate- to low-income borrowers purchase a home in a USDA-eligible area. You must meet certain income limits to qualify. Some USDA loans do not require a down payment for eligible borrowers with low income.

Conventional Loans

What are Conventional Home Loans? Minimal documentation A conventional home loan is one that’s not guaranteed or insured by the federal government. Conventional mortgages are ideal for borrowers with good or excellent credit, and offer ideal rates based on your credit score. Requirements Proof of Income These documents will include, but may not be limited [...]

FHA Loans

Great for first-time homebuyers in Texas Minimal documentation Buying your first home can be intimidating and confusing, but it doesn’t have to be. Our expert Loan Advisors at Trinity Oaks Mortgage are here to help, and the FHA loan program is a great place to start. Lower Minimum Downpayment FHA loans are government-insured and offer [...]

VA Loans

VA Home Loans 100% FINANCING VA mortgages are one of the few ways you can buy a home with no down payment.  Generally speaking, the VA gives lenders a guarantee of 25 percent of the loan amount up to a certain limit.  This is known as the VA guaranty. For the lender, that’s like having [...]

Jumbo Loans

What is Jumbo Loans? Jumbo loans are more common in areas where home prices are higher, and these types of loans make sense for more affluent buyers purchasing a home in these areas. Jumbo Loan borrowers should have good to excellent credit, high incomes, and a substantial down payment. Jumbo loans are non-conforming and apply [...]

USDA Loans

Features About USDA Benefits Requirements Interested to Apply? What are USDA Home Loans? Rural Homebuyers They are mortgages issued by approved Rural Housing Service (RHS) lenders like Trinity Oaks Mortgage, nationwide. They are a very popular option for eligible rural homebuyers due to the significant savings and benefits they offer due to the loan being [...]

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